Setting up your wallet using Xorro is simple. We've partnered with Circle to provide a secure way to manage your digital assets.
This wallet is a web3-compatible cryptocurrency wallet. It enables you to store your crypto assets, tokens, and cryptocurrencies securely. It is used to send and receive cryptocurrency. It allows you to manage your holdings and adjust your crypto-asset portfolio per your objectives.
Great news. You can use Metamask to connect your existing wallet to Xorro.
There are two ways you can add funds in your wallet.
1. Click on your profile. From the dropdown menu, select 'Add funds'
2. Go to your wallet page. Click 'Deposit' from your user balance section
You will then be directed to our partner, Moonpay where you can deposit some funds.
KYC, or Know Your Customer, is when a financial institution takes efforts to verify the identity of their clients. Whether or not a financial institution KYCs their customers can limit what services that institution can offer while operating within the law. For SOMA.finance, the KYC process is a required part of platform onboarding.
Read the offering pitch and documents, then click the "invest" button. Select your investment amount and payment method (credit/debit cards, bank transfers, wires, or crypto). Create a wallet, fund your wallet, complete identity verification, read form CRS and confirm the terms if it's your first investment.
Investment limits depend on offering type and your accreditation status:
• Accredited Investors: No limits in Reg CF campaigns.
• Non-Accredited Investors: Invest the greater of $2,500 or a percentage of annual income/net worth.
If an offering reaches its funding goal, subsequent investments are waitlisted. Allocation depends on the time of commitment, amount, and completed action items.
Anyone 18 or older can invest, but specific requirements vary by offering.
Yes. However participation depends on issuer terms; check each offering's documents for details.
Assets minus liabilities (excluding primary residence equity).
No, non-accredited investors can invest in Reg CF and A+ offerings with limits.
Based on the offering's closure date and your income/net worth.
Raising capital by offering securities to a large pool of investors.
It allows non-accredited investors to invest in private companies.
No, there is no citizenship requirement.
Offering: Fundraising campaign
Issuer: Fundraising company
Investment commitment: Pledge to invest
Target Amount: Fundraising goal
It varies by offering, typically $100 but potentially as low as $50 in some cases.
Xorro charges a nominal administrative fee, typically 2% (min $5, max $200), but this may vary.
No, assets are in your control after distribution.
You will be prompted to create a wallet during the investment process for receiving digital assets.
Please refer to the following link for account recovery: https://developers.circle.com/wallets/user-controlled/recover-account
Check your wallet for the correct token address and consult the blockchain explorer for status.
Digital assets are intangible assets created and traded in digital format, including cryptocurrencies and tokens.
A wallet stores, sends, and receives digital assets securely.
A blockchain is a decentralized ledger that records transactions across multiple computers.
Identity verification complies with KYC/AML regulations. Your information is securely processed through a trusted service.
Check for notifications or messages for additional document requests. Ensure submitted documents meet platform requirements. Contact support if necessary.
• U.S. Individuals: Valid government-issued ID (e.g., driver’s license, passport).
• Foreign Individuals: Must be valid and in English. Contact support for issues with ID.
Verification ensures compliance with federal laws and prevents fraud. We need to confirm your identity for security reasons.
Submit an image of your identification document for review.
Your documents are securely transferred to our verification partner.
To verify investor identity, prevent terrorist financing, bad actors and money laundering.
No, only one payment method per investment and Xorro only supports payments in USDC stablecoin. Investors can fund their wallets with USDC by credit card via MoonPay.
No. Xorro cannot accept checks.
Promo Codes may be emailed or notified in your portfolio for discounts on investments. They cannot be applied retroactively.
Xorro supports payments in USDC stablecoin and investors can fund their wallets with USDC by credit card via MoonPay.
Yes, select your entity type during the investment process or change it in your portfolio if the commitment isn't final.
Yes, as long as you disclose your entity's financial information.
Regulation Crowdfunding enables certain companies to offer and sell securities on an internet based platform through an intermediary that is a registered broker-dealer or registered funding portal.
Rule 506(b), private placements prohibiting general solicitation: transactions by an issuer not involving any public offering and limits sales to no more than 35 non-accredited investors in any 90 day period.
Rule 506(c), private placement permitting general solicitation: permits the use of general solicitation where all purchasers are accredited investors and the issuer takes reasonable steps to verify that the purchasers are accredited investors.
Rule 504, limited offerings of up to $10 million: permits the offer and sale of up to $10 million of securities in a 12-month period and is often used for regional (multi-state) offerings.
Form D required for all Regulation D offerings: an issuer must file this notice within 15 days after the first sale of securities in an offering relying on Rule 506(b), Rule 506(c) or Rule 504. The SEC does not charge any filing fee for a Form D notice or amendment. Form D notices and amendments must be filed online using the SEC's EDGAR (Electronic Data Gathering, Analysis and Retrieval) system.
Regulation A is an exemption from registration for public offerings, although offerings made pursuant to this exemption share many characteristics with registered offerings.
Regulation S provides an exemption from registration that permits the sale of securities solely to non-U.S. investors, whether they are accredited or unaccredited, and exclusively outside the United States.Securities obtained under Regulation S are classified as ‘restricted securities’ and cannot be resold in the U.S. during a designated "compliance period," which may last up to one year from the date of issuance.There are no specific federal disclosure obligations associated with Regulation S though issuers will often chose to share details of the offering in a Private Placement Memorandum.
You cannot resell your securities within the first 12 months, with some exceptions. After that, sales may be subject to state laws.
Title III allows non-accredited investors to invest in early stage companies, expanding access to private and early stage funding.
An RSA/PSA grants investors a percentage of the company’s revenue or profit for an agreed duration.
A SAFT allows investors to receive tokens in the future based on specific events.
No, commitments are non-revocable.
Yes, but it will be treated as a new investment.
You can increase your investment before the offering closes, but decreases must be made 48 hours prior to the deadline.
No, but you may be able to make a waitlisted commitment if the maximum cap is reached.
You can cancel Reg CF investments up to 48 hours before the deadline. Reg A+, D, and S offerings are generally final sale.
You can reinvest if the offering is still accepting commitments.
Refunds for canceled investments will be issued to the original payment method, typically within 10 business days.
Tax treatment depends on the investment type. Generally, gains from sales or liquidity events may trigger taxes. Xorro does not provide tax advice. You should consult an independent tax advisor.
All communications must be in writing through the Xorro platform.
Check your portfolio for the status and any required action items.
Tax implications vary based on the type of entity you invested in. Xorro does not provide tax advice. You should consult an independent tax advisor.
Track your investment status and updates through your Xorro portfolio.
Returns from debt investments are treated as interest income. Xorro does not provide tax advice. You should consult an independent tax advisor.
It means providing expertise, connections, and support to help early stage companies succeed.
An investment reservation expresses interest in investing a specific amount in a future offering.
Transfer Agents manage records of ownership and facilitate transactions related to securities.
This depends on the terms of the offering.
Perks are typically issued after the campaign concludes; timelines vary by offering.
Investments are concluded and finalised after the campaign meets its funding goal and all requirements are met.
Reg CF issuers must provide annual updates, but other exemptions may not require regular updates.
Yes, issuers can reject any investment commitment before drawing funds.
Projections are uncertain. Investors should not rely solely on them for decisions.
Start with the deal page for company information and engage in the discussion section for investor queries.
We evaluate based on the creator entrepreneur’s expertise, community data (size, demographics, engagement), product viability, PMF and current market traction.
Yes, crowdfunding investments are speculative and may result in a total loss of your investment.
The issuer may close the campaign, conduct a rolling close, or continue until the deadline.
Issuers must notify investors of material changes, who must reconfirm their commitment.
Issuers can conduct a rolling close if they've raised double their minimum goal and meet other conditions.
For Private Placements, offering of securities are only made through the private placement memorandum and associated offering documents for each offering. These private placement memorandums contain specific details of fees paid to both Xorro and TTC and should be reviewed in detail before investing. No communication by Xorro, TTC, or any of their respective affiliates through this presentation or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice.
For Regulation Crowdfunding Offerings, this Presentation is not a solicitation of money or any other consideration. If any money or other consideration is sent in response it will not be accepted. No offer to buy the securities can be accepted and no part of the purchase price can be received until the offering statement is filed and then only through Tritaurian using the Xorro platform. Any indication of interest made by a potential purchaser involves no obligation of commitment of any kind. Certain information contained herein constitutes “forward-looking statements,” which can be identified by future dates or the use of terms such as “may,” “will,” “should,” “could,” “would,” “potential,” “continue,” “expects,” “anticipates,” “projects,” “future,” “targets,” “intends,” “plans,” “believes,” (or the negatives thereof) or other variations thereon or comparable terminology. Forward-looking statements are subject to a number of risks and uncertainties, some of which are beyond the control of TTC. Actual results, dates, performance, prospects or opportunities could differ materially from those expressed in or implied by the forward-looking statements. The forward-looking events discussed in this Presentation may not occur. TTC undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. The information contained herein is not intended to be relied upon as the basis of an investment decision, and is not, and should not be assumed to be complete.
Certain uses of third-party company names and logos are for illustrative purposes only and do not imply partnership, affiliation, or endorsement. All such intellectual property belongs solely to their owners and not to TTC. None of the information contained herein has been filed with the U.S. Securities and Exchange Commission, except in the event of a Regulation CF or Regulation A+ offering, any securities administrator under any securities laws of any U.S. or non-U.S. jurisdiction or any other U.S. or non-U.S. governmental or self-regulatory authority. No such governmental or self-regulatory authority will pass on the merits of TTC or the adequacy of the information contained herein. Any representation to the contrary is unlawful. By accepting this presentation, each recipient agrees to be bound by the foregoing terms.
Several of the products and services described herein require TTC to obtain various regulatory licenses. TTC is in the process of securing certain licenses in additional to the licenses that it already has. Any product lines will only be launched and offered when full compliance and licensure is achieved. Moreover, the products and services described may not be eligible for users in some states or countries or suitable for all types of users. Prospective users should inform themselves as to the legal and compliance requirements and tax consequences and risks within the countries of their citizenship, residence, domicile and place of business. This presentation does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Tritaurian or any other third-party regardless of whether such security, product or service is referenced in this brochure. Furthermore, nothing in this Presentation is intended to provide tax, legal, or investment advice and nothing in this Presentation should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. TTC does not represent that the securities, products, or services discussed in this Presentation are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security, or related transaction is appropriate for you based on your personal investment objectives, financial circumstances, and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal, or tax situation.
